[Hugh R]

Rearden, I fear that you nailed it. When I was on my own consulting, I bought health insurance for my healthy family of four to the tune of $10K/year for a pretty bare bones policy, and we were pretty healthy, a few extra pounds here and there, but nothing really bad at the time. That's an awful lot of jack for an average working class family. IF either Hillary or Barack could even get it down to a few thousand a year, I believe people would still go for the 22" rims.