Quote:
Originally Posted by teenerted1
what kind of account was it? savings checking? didnt you have an atm card or anything?
why would you want them to send you a check? how did your get access to your money before you tried to close it?
if it was a checking account, why didnt you just write a check for cash and take it to any bank in the country? then just either keep the cash or open a new account where ever you wanted.
BOA has been fairly good to me. have closed several accounts over the years and once the funds are out the account, it will eventually get closed even if i didnt go thru their proper procedure.
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Well, the account originally had over $2k in it while we let it sit to allow the outstanding checks and such to clear. Once that was done we took out most of the cash. In retrospect what I should have done is take out all but like $5 and then close the account. The problem with BoA is that when you take out all the funds, you then incur a fee to keep the account open (this happened to me before). So then your account has a negative balance and they send you a bill. Same thing happened with my savings account at the BoA, I transferred all the money out, called the next few days to close the account and there was a negative balance in the account. They cleared it, but I was trying to be "good" and do it there way. Serves me right I guess.
Oh, and I asked them if they could just wire transfer the funds to my new account with USAA and they said no, the only way they send out the funds is by cashier's check.