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I had a small taste of identity theft. I caught it before it went far, but it was a huge pain. The perp ran up some small charges on my amex to start up am ebay business. Ebay went after me for fees. They had a credit collector dog me for months before I found a way to make it stop. Fortunately, I managed to shut it down before it got on a credit report.
The collection people were real scum. It would have really sucked to have my credit ruined without a real way to fix it. I can't imagine what you would have to do to once they mess up your credit history.
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04 R1100SA (Pacific Blue metalic)
99 R1100SA (black) -- Totalled
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