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Registered
Join Date: Jul 2001
Location: Cave Creek, AZ USA
Posts: 44,726
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I realize that fixed rates are pretty good now and, even if they're a point higher than my ARM currently, it'd still be a good deal. But since I put 20% down and my value has dropped a lot, I'd need a >90% LTV loan. Maybe the values will pick back up before my ARM adjusts. Other than going FHA, I'm not even sure high LTV loans are available anymore without huge headaches and/or PMI. To make things worse, I'm moving in less than two weeks, which will technically mean my house is an investment property and then much, much more difficult to refi.
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2022 BMW 530i
2021 MB GLA250
2020 BMW R1250GS
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