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It may vary state to state but there is usually a grace period where you are covered. In Virginia it was 30 days. The grace period protects you from retroactively denying a claim while you're in the midst of changing insurers. You still have to pay the insurance premium during the grace period if you submit a claim in the grace period and expect them to pay. If you do not submit a claim within the grace period then you've saved the insurance cost for that month.
Ask you new insurer about Michigan's grace period for health insurance. I don't believe you are paying in advance, but it's been a long time since I sold health insurance.
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My uncle has a country place, that no one knows about. He said it used to be a farm, before the motor law.
'72 911T 2,2S motor
'76 BMW 2002
Last edited by 72doug2,2S; 03-25-2008 at 12:57 PM..
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