[widgeon13]

I have learned that giving of time or money not only requires generosity from the pocket but giving of the mind. Unfortunately, there are many unscrupulous organizations that pass themselves off as charities either intentionally or by ignorance and a self serving agenda. Nowadays, philanthropy, regardless of the size of a donation, requires research to ensure the donation is being spent wisely and that the vast majority is getting to the needy and not the administrative management of an organization.

I believe grassroots charities do a better job than the large organization since they don't get bogged down by the administrative staff and associated expenses.

I guess my point is, if you give, make sure the receiving organization has a good plan and track record of getting the money to the needy, not the greedy. It takes some work.

I think that in our great country there are many who decide to be homeless because they can live pretty well off of others, that's not the case in many third world countries, those folks have no other options.