Quote:
Originally Posted by biosurfer1
Dueller... thanks for the advice. I am in the process of writing a letter right now. I have now left 2 messages for the regional manager and have heard nothing, doesnt say much for the company.
The only thing I don't agree with is that I should have caught this. If the agent is off the hook because that was not his area of expertise, and the title/escrow company obviously did not catch it, how was I supposed to know about it? I read everything on the internet about buying a house for more than a year, and did everything I read about what to do before you buy a house...and no where did I once read anything about checking to see if there were deliquent taxes. Once I decided on a house, I was more woried about getting inspections done, dealing with the mortgage, etc. I did ask about liens on the house to the escrow company, who said it was clear. I don't know if deliquent taxes are considered a lien, but I took it at thier word that the house was clear. Maybe that was my mistake, but I believe it is completely impossible to check every little detail of a house in the 30 days of escrow without relying on help from others, this is what you pay them for.
The hardest thing now is to word this letter and not let my anger get the better of me!
thanks guys!
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No no no...I'm not saying you did anything wrong...you did the right thing by hiring the escrow company/title ins company. What I'm saying is under the eyes of the law its the buyers responsibility from a legal standpoint to make sure he's getting what he's paying for. Even though I know a bit about property, I would still hire the independent experts to handle my RE transaction. They are more objective and it shifts some of my ultimate rsponsibility to them. You did the right thing. That's what you paid them for.
Keep your letter brief and to the point. The more you write the more you risk saying something they use against you. Three or four terse sentences should suffice, Brevity is key. To the point of being terse. Make your final sentence: "With warmest personal regards, I remain
Sincerly yours,
Biosurfer"
Then CC everybody from the bank to the tax assessor to your mortgage company to the closing attorney, the real estate agent and your mom (j/k on mom
)
Cease all communications by phone until someone says "We straightened out the tax problem."
It'll work out.