I have long term care insurance as well.
I know that riding a motorcycle is more dangerous than driving a car. But some of you guys seem to think that if you climb on a bike you will immediately spontaneously combust. Millions of people ride them everyday without incident.
One could argue that being overweight and out of shape is a bigger health risk and "more irresponsible" than riding a motorcycle fully geared up in an adult manner. I ride bicycles with my son. Should I sell his bicycle before he dies on it? Maybe I should bubble wrap myself and him until he turns 18...