Being an honest person, I'd like to think I'd turn it in. I know it was insured but consider the poor insurance co. (like, do you think those those poor folks have insurance

?).
Think about how fair and considerate insurance companies are of their insured (you and I) and the low rates that those beleagured companies are forced to charge us, just to keep their heads above water!
Well,.... I just thought about that.
I just might keep it.
Hell, I don't know! Put me in that situation and I'll decide then

!