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When I was looking for a house I signed on with a 'buyers agent' without even realizing what I'd done. Then I found a house on my own and worked out most of the details with the seller.
When I let my agent know that I'd found something and wouldn't need their services they told me that I was under contract with them for the 3% commission. (or something close to that).
I called up the seller and told him what had happened and what my new offer was. (What I had originally offered less 3%). In my case he accepted, but I wouldn't have been surprised if he'd walked.
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I wish I still had 9111113443...
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