[Hugh R]

Really? I hadn't noticed. My only debt is my mortgage which I expect to pay off in about 8 years. I have money in the bank, I'm not spending beyond my means, I have just about everything I need, and almost everything I want. I have a wonderful wife and kids, and the cost of driving to work and back has, in the last two years, gone up a lot less than the price of one Starbucks Grande per day. For those who have lived within their means, not bought houses with stupid stated income and adjustable mortgages, life seems just fine.