[Bill Douglas]

I don't want to say who the bank is in case someone here works for that bank or knows someone there. But what I think happened was I did the mortgage "deal" with a fairly high level banker, then he palmed the job off to a lesser person. Her and I did the documentation together. Then she passed it onto some kid in the office to do the humble bank clerk work. The kid really stuffed it up with wrong interest rates etc, but I wasn't saying anything due to the fact I was $137,500.00 better off. I used to work for a bank and know that everything is checks and balances, and all money (other than interest) has a built in audit trail as to where it's come from and where it's going. I thought there was a bit of a chance of me getting away with it as even I was confused as to which amount in which account was from where, LOL.