Quote:
Originally Posted by MRM
I don't understand the issue. Can someone summarize it for me? What exactly do people think insurers or the government will be able to do with our genetic data? I don't trust insurance underwriters to write policies only for people who really exist. Lots of dead people have lots of insurance . . . just before the fire. Why do they think they can do anything with genetic data?
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Let's assume person X had genetic markers that showed they had a strong disposition to heart disease. If this was known to an insurer it might cause the insurer, for whatever reasons, to charge higher premiums for person X.
Let's assume person Y had no significant negative genetic markers for disease and under this scenario, could get insurance at much lower cost.
How is privacy handled regarding this genetic information? How can insurance rates be determined if person Y wants his genetic information known to an insurer and person X does not?