[Porsche-O-Phile]

If you're very judicious and careful, there are plays to be made in the coming months/years - even in Southern CA. I've been positioning myself for this for months and will continue to do so.

I see opportunities for "Average Joes" like myself to actually buy here as once-in-a-lifetime opportunities. I certainly don't plan on missing mine, nor will I "fake" myself into loanownership instead of homeownership just to get in sooner.

When the time comes, I will buy with conventional financing, terms, rates and down payments. I think it's been proven ad nauseum that creative financing is just a veneer which doesn't ultimately do anything useful for the borrower, is unsustainable, unethical 99% of the time, and really shouldn't even be on the table for anyone with a shred of common sense.

As impatient of a person as I can be at times, I will be very, very patient on this one. Like I said - you only get the opportunity to buy here once in a lifetime. I don't plan on blowing it.