Quote:
Originally Posted by TWork
I'll have to check out the CA product.
I'm curious about the homeowner's rider. Do they just cover your costs if you're tagged? The costs are certainly a concern, but the time/hassle factor of fixing the problem seems to be huge also.
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I didn't check into everything it covers, but I know it covers cost of counsel to defend any litigation brought about by a bad debt caused by identity theft. That was all I was really worried about. Minor identity theft is an inconvenience of modern life - just like any other petty theft and in most cases it is absorbed by the financial institution.
What I didn't want was someone to take out a $40K car loan pretending to be me and chop the car or ship it overseas. Getting a PIN to protect your credit report is probably about you'll need.