[dmcummins]

It is also my understanding that the laws conserning flood insurance changed a few years ago keeping people from rebuilding in flood prone areas. I am only allowed one major claim and then I would not be eligble for flood insurance on this property again. I recieved a letter stating that there have been no claims to date so I am good. I only have flood insurance now because my homeowners insurance gave me grief about not having it. And if I wanted to sell I could show that due to my elevation it really isn't that expensive, and would be required for a mortgage.