[Porsche-O-Phile]

True on that. . .

FDIC has a pretty solid track record. I think perhaps people were just afraid of perhaps having their funds tied up for a while and/or having to go through all kinds of red tape to get them back - even if they WERE insured. That'd be my biggest concern anyway, although I suspect FDIC is pretty good about handling things with a minimum of inconvenience to customers (I know, uncharacteristic for government, but in this case they pretty much NEED to in order for the program to work).

I think we'd be able to see it coming if things ever got so bad that FDIC couldn't cover bank patrons. If things ever got that bad, I think it probably wouldn't matter anyway 'cause we'd likely be in a situation where ammunition was the new currency anyway. Things would be apocalyptic at that point - lootings, riots, etc.

If it ever got that bad, I think I'd be hunkered down with a bunch of rations and water and my guns. Not going down to stand in an angry mob to demand money that the bank (and the FDIC) didn't have. It'd have to be REALLY bad.

But if people want to pull their $$$ out - if it really makes 'em feel better, so be it I guess.