[targa911S]

Thanks Rick. I'm retired and own all my stuff. No mortgage, no CC debt. I'm drawing a small pension and my wife is on SS disability. I don't plan on applying for any loans anytime soon. I have saving s for back up and I am currently shopping healthcare plans just to cover me for any catastrophic illness. My wife is covered by medicare and a supplement to pick up the slack. I just don't want them to grab my pension fund or put a lien on my home. I honestly don't feel at fault here. I don't have a copy of the cancellation request but I do have a copy of one of the statements that says if I don't pay they automatically cancel me in 30 days.