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the first step is to ditch the "i gotta have it now" attitude. the rest will follow. i am still perfecting it.
to answer you original que. i think you should pay them all off, close a few. oh, i charge all my fuel to my Amex card. i pay the balance off every month. i get a few bucks kicked back to me in costco money....fun. and it helps me keep track of my annual fuel expenses.
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poof! gone
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