[onewhippedpuppy]

Originally Posted by Shaun 84 Targa

at most, 20% of the population is qualified AND has the time to manage an investment portfolio.

Privatization and deregulation guarantees corruption.

I am agreeable to an opt-out program after you pass an investment proficiency class and test.

The result, otherwise, is a social bailout on twice the scale of the typical corporate/banking bailout, and 3x leaving SS alone.

Nice to see how stupid you think the average American is.

Thank God the govt is running things. I'll spend my entire life paying in. When I'm 65, I'm confident that it will have all been pissed away on other "more important" things. If it's still there, it will have grown at an astounding 0% interest. Well done Uncle Sam!

By giving Americans options such as bonds or mutual funds, there would be reasonably safe investment options available.