[vash]

five years ago, i bought a house that i could afford. small, slightly run down, but good "bones". i slowly did some things. updated all the electrical the guy can reach, new copper waterlines, 75% of the windows changed over.

i had a mental goal to fix the house in five years. l like the hood, neighbors are great, schools are ghetto but i have 0.0kids, and my lot is huge for the bay area. i have steadily improved my paycheck the entire time. things are definately better pay wise.

i want new wood floors, finish the windows, remodel the BR, maybe add a second one, remodel kitchen, and get rid of all the lathe/plaster, add new shtrock, new doors throughout.. (what, maybe $100k?) just update the place..

with the housing downturn i can borrow alot less money. this is all very confusing to me. if i pack up and move, i would probably end up with a better house that still needs work.

cliff.