Quote:
Originally Posted by Rick Lee
But why is it Geico's business to ask for proof of insurance after we did not renew with them? Are they somehow entitled to insure my wife unless she other insurance and do so without her consent? This sounds crazy.
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Because...even though you didn't pay a premium, you were still technically "covered" by Geico for some period of time. Geico wants to see a copy of a policy that was in force during this "transitional" period so they have somewhere to point the finger in case a claim is filed for that period. For example, you get in a car accident, but the person you hit doesn't file a claim until 11 months later...Geico could be on the hook. I/you/we know you didn't have any accidents during this period, but Geico doesn't.