I definitely am not interested in going without worker's comp. There's too much to lose and so little to gain.
I would certainly consider a handyman for a month or two, but I really need someone who'll be there for the long-term. I want to advance to the next level (new home construction) and get back into distressed real estate. I'll piss away too much money if I hire out contractors, and I'll never obtain that attention to detail, as well as disrupt my desire for custom, one-of-a-kind workmanship.
PoP, liability is my biggest concern right now.
I suppose life would be much easier if I could quench my thirst for bigger and better things.
jurgen