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Zero CC debt
After many lunches of oatmeal et al, but we've done it. The only debt is the house and one car. The eldest is paid out till she graduates. The other two, well I hope one marries well and the other stays out of jail!
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Michael D. Holloway
https://simple.m.wikipedia.org/wiki/Michael_D._Holloway
https://5thorderindustry.com/
https://www.amazon.com/s?k=michael+d+holloway&crid=3AWD8RUVY3E2F&sprefix= michael+d+holloway%2Caps%2C136&ref=nb_sb_noss_1
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