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Never carried a CC balance in my life. Current debt is my house (20 yr fixed) and school loans, which aren't yet due. I hope to have the cash on hand to pay 1/2 of the school loans off when payments start (Dec). The rest we'll pay of aggressively. The cars aren't impressive, but paid for with cash. I absolutely hate debt.
Anyone that thinks they're building credit by making payments on CCs or having multiple cards is kidding themselves. As others on this thread have noted, my wife and I have had very little debt in our lives, and both have excellent credit.
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‘07 Mazda RX8
Past: 911T, 911SC, Carrera, 951s, 955, 996s, 987s, 986s, 997s, BMW 5x, C36, C63, XJR, S8, Maserati Coupe, GT500, etc
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