[Dave L]

$0 CC debt for 5 or 6 years. My wife leases her car and I have a small loan on my "newer" car. The mortgage is on track to be paid off in 5 years for when I hit 40.

My wife grew up with out a lot of money (okay none) so she is really fearful of debt, I dont think she has ever paid interest to a credit card company. I have always had expensive hobbies and they do continue but they are more incheck now. I guess my wifes fugalness and refusal to go in debt is wearing off on me.