[Rick Lee]

I haven't carried any CC balances in years, but am just now back into it, as my income has gone way down and a few surprise expenses hit me. It's nothing I can't knock out in a few mos and it chaps my a$s that I'm paying interest. But the upside is that I'll never pay as much interest as I would have spent on the RT flight to China I'm about to get out my CC miles.