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I wish I understood this stuff as thoroughly as I understand my industry. But I don't. All I know is I spend less than I make, I can afford my mortgage as long as I keep my job, I can payoff my mortgage by liquidating my 401K should it come to that , I put both of my kids through college by living on the cheap and now at 56 years old I'm still looking over my shoulder worried about taking care of myself. This sux.
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big blue tricycle
stare down the darkness and watch it fade
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