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thanks Rick, yeah, it pretty much sucks.
SBA just acts as a guarantor (I sign personally...government pays the bank and then comes after me in case of default), and I talked with my bank (BofA) and they said everything is on hold until 09, the credit market is locked down this quarter.
I think we've got a solid 2 years of slow or no growth ahead of us, and we'll be in a cash economy most of that time.
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Tru6 Restoration & Design
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