Quote:
Originally Posted by juan ruiz
Just out of curiosity, why do they have "bankruptcy" to begin with 
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A good friend of mine is a bankruptcy attorney. Bankruptcy is a critical part of capitalism and the free market economy. It should only be available to people who take a chance and start a bona fide business and end up failing. People who ring up a ton of debt buying junk, living large, they should remain on the hook and made accountable for their debts.