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That's just it- I feel like if we let everyone get stung, then there is a consequence. SURE- the economy as a whole will feel it, and it will wash over to me in some way, but this other solution probably will too, without giving people the opportunity to change their ways.
I made a decision 3 months ago. When our car's lease is up (stipper accord), I am not going to buy it. The reason- I would have to finance it. I am done financing things. I finally have a job that pays my bills. I would LOVE to go lease a new M3. And I could- our credit is more than good enough. But- cars are simply stupid. You go and 'buy' a $25k car. You pay 4% interest on the $20k after putting $5k down. While you are paying interest for 5 years, the value of the car will drop from $25k to $10k. Its just ridiculous. I spent so long not having money, that now I think too much about these things, and I can't do it anymore.
I mentioned it on a thread awhile back. I will only buy the next car all cash. Which means i will have to find something for around $3 - 5k.
I guess after realizing I wasn't going to be a millionaire overnight selling office buildings (never sold one), I had to figure out how I was ever going to build wealth. The only way is to not spend money, and invest what you have in ultra-low risk stuff like savings accounts and CDs.
We are bombarded every day with BUY BUY BUY BUY BUY from everyone. Screw them all- they are trying to rob you. Keep your money. I am keeping mine. And seeing how ****ty the dollar is, maybe I will convert my money into platinum or something.
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