For those of you about to retire who have significant assets but are now in fear, there is a loophole:
There was a recent WSJ article a month or so ago about how you can retire at the minimum age, take the money for years, and then later, when you hit full retirement age, you may fill out a form and repay all you took out. Then, the next month you can re-file (at full retirement age) and get way more money per month.
If you're healthy, expect to live a long time, but want out of this crazy day-to-day right now, this might be a way to get some dreamy job for 5-8 years and retire now...
I'm only 42, so I suppose they'll close the loophole after the Boomers take advantage of it....