[JavaBrewer]

If you're still in pain from the accident, however minor, do not say you're feeling fine. Do not report the truck is 100% until you have driven it for a while. My MIL got hosed by the insurance company after she said her car was running great after repair. Her car, a Honda accord, should have been totaled and had all kinds of issues less than 6 months later. It became very unreliable and she traded it for a new Honda at a huge loss.

You're not looking to screw the system but don't get screwed in return.