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Dave:
I hope things work out for you. But, my wife was hit in our then new Audi by a lady in a BMW that was driving in reverse in the wrong direction of a parking lot. My wife was traveling at 0 mph too. The lady apologized profusely.
However, when it came time for her insurance to pay up, they said 1/2 at fault only! Since it was in a parking lot the police do not get involved. My insurance company suggested we take 1/2 the repair cost and be happy with that.
When I suggested to her insurance Co that this was a rip off, the agent replied "wouldn't you want us to represent you as aggressively if you were our client?" I was angry to say the least.
It sucked real bad!
Mike
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