Yes, a "turd sandwich" is very appropriate, and no amount of condiments are going to help it go down
. I just don't buy the BoA explanation....if there's a "credit crunch", yet we still have strong, healthy banks with "their" money, ready, willing, and able to lend (BoA, BBT, etc.) why don't folks borrow from the banks that have NOT been mismanaged in the first place? It just stinks...