[SlowToady]

I was depositing money in the bank the other day, when the teller asked if I had setup online banking. Told her no, I hadn't, and one of the bank guys (Asst. Manager?) offered to do it. Told him sure why not. So as we're setting this up, we set one up for my CC also. He notices it's a rewards card, and asks how much I use it. I tell him not often and he says "oh yea, you don't...at all...really" and goes on to explain how the rewards card has a higher interest rate because of the rewards. (It is 15%.) He offers to switch it to regular "platinum" card. At 7% interest. With a $11,000 credit limit! I'm also a college student, with no (reported) income. Why the **** would they make $11,000 available to me? I thought the $3,000 of the rewards card was even a bit much. Chase probably knows something I don't....