[Zeke]

As companies falter and mistreat their employees, things will just continue to degrade. This is a shame for what was once a great country. However, as perks become more dear, companies will use them effectively to hire the best. That employment package will become more important as the months/years go by.

I'm thinking companies like Google at the moment. There is so much sub standard service out there anymore I hope most companies cease to exist and are replaced by forward thinking ones. 401's may just be dinosaurs. Find an alternative and while at it, find a decent employer.