[Hugh R]

Nothing yet, but we're being told to cut expenses by 35%!!!! At that level, you expect layoffs to follow closely. Assuming I still have a job, I'd contribute regardless of whether or not my employer contributes. I need the write off. Not contributing to a tax deferred savings because your employer won't match? WTF? That would be sort of like saying I'll let my Professional Engineers license expire because my employer won't pay the annual fee.