View Single Post
1967 R50/2 1967 R50/2 is offline
Registered
 
1967 R50/2's Avatar
 
Join Date: Jan 2001
Posts: 2,790
Quote:
Originally Posted by competentone View Post
I don't trust most fund managers -- too much incompetence and corruption across Wall Street.

The idea that you will be able to "trade out of" a bond fund and avoid the negative effects from inflation is based on the idea that you will be able to see the inflation and react -- trading out of your position -- before other investors behave similarly.

Is that really possible?.
You don't need to worry about everyone else....just yourself.

1. Pick a bond index fund or ETF to avoid the incompetent fund managers you suggest.
2. If infflation get's too high, the value of the bonds in the fund/ETF will drop. To protect yourself, maintain a stop-loss at a point where your comfort zone ends.

End of story. You have minimized your down side.

If this is not enough, you could also avoid the effect of inflation by manually replicate the stop-loss by tracking a trailing indicator like CPI or a real time, real-world, indicator like the price price of gasoline.

You sell when they rise to your pre-specified comfort zone.

You just have to STICK to your plan...which most people do not.
__________________
1967 R50/2

Last edited by 1967 R50/2; 12-30-2008 at 12:44 AM..
Old 12-30-2008, 12:34 AM
  Pelican Parts Catalog | Tech Articles | Promos & Specials    Reply With Quote #7 (permalink)