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I called my current mortgage co - the late Washington Mutual - and the ESL dropout I ended up with in the call queue quoted me 5.5/30-year and 4.75/15-year I'd also have to pay a $300 app fee up-front with a credit card.
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"You go to the track with the Porsche you have, not the Porsche you wish you had."
'03 E46 M3
'57 356A
Various VWs
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