[3.2 CAB]

Another way to obtain free credit reports is if you happen to apply for a credit card or line of credit, and you are turned down, the credit company that you applied with has to disclose the reporting companies along with the reason for the reject. But... you are entitled to obtain a free credit report from each of the major, credit record history companies(TRW, Experian, or Equifax) More than likely one of these or possibly all three had bad remarks, so you can check all three sites, and get the free reports. I believe that you have to do the check within 60 days from the declination letter from the people that you were applying with. Tony.