[fingpilot]

Well, I am glad to see all that good news coming your way, including that I'm sending too. I turned 55 last July.

Now the bad part. You will soon get a notice from your health insurance coverer that for the privelidge of surviving 55 years, your chances of surviving another year is going to cost you an increase equal to 20% of last years' premium. The automatic bank draft for the monthly premium (if you have it set up that way), will overdraw your account before you get the letter explaining this from your insurer.

4 months later, you'll get a letter proudly informing you that your health premiums, having been held steady for over a year, will now rise 12% due to costs beyond their control, but mandated by Congress because the bonds used to underwrite your coverage have shrunk in value over the last year.

When you call and inform them that your premium JUST went up 20% because you turned 55, they will proudly tell you that that was not a premium increase, but an actuarial adjustment as explained on page 1027 subsection 3(a) thru 3(k) of your policy.

When you remind them that you have never had a claim against this policy for 37 years, you'll be reminded that you are one of their shining examples of what maintaining good health insurance can do for you.


Happy Birthday Hugh.