Well, a late doesn't show up on your credit unless past 30 days. So, pay the damn fee and move on. But, it's not Pier One's fault, it's who they use for revolving accounts. I'd take the anger out on Chase, not P1. I like P1 for just a few things. Cool patio pillows come to mind.
Thanks for the tip on the Chase card. I have a WaMu card that is converting. I think it just got "lost."

I won't ask for a replacement.