[Wickd89]

Sad.
What did he max out with?

I took a hit, like everyone else, but I went to serious cash posiition about 8 months ago.
I have had 401k + IRA accounts since I was 19, and it has been a good vehicle to build up money for those later years.
Sad thing is that many people start saving late.... Most of my friends are living in the here and now, and quote this economic turn town to validate their decision. I tell them, that even with all the losses, most investors are still up..