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Hearing this kind of crap over and over sure makes me glad that I finally got the credit card scumbags paid-off a while back! Still haven't cancelled several of the accounts though. I would like to do away with them all, but I figure from a practical standpoint I should keep one Amex and one Visa/MC open since I travel heavily. I may keep another competing Visa/MC open as a backup in case the primary goes belly-up or decides to go squirrely on terms & conditions.
Is it true that closing an old account with a lot of history (10-20 years) is a major ding on your FICO? I have no need of a FICO other than perhaps moving-up in house but that's 2-3 years out at best.
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Chris C.
1973 914 "R" (914-6) | track toy
2009 911 Turbo 6-speed (997.1TT) | street weapon
2021 Tesla Model 3 Performance | daily driver
2001 F150 Supercrew 4x4 | hauler
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