[RWebb]

vash - Cons. Reports rates CC's -- they give the best ones for various scenarios like full payoof each month vs. partial, etc.

I got a similar letter from mine - it is a very early AT&T Gold card that keeps getting the operation sold. It cannot be closed or something and yeh they boost my limit all the time. I could buy a car with it...

I use it only as a convenience card, but someday I will make a payment late or something and they'll wang me for 28% interest.

maybe I'll switch to the one my credit union offers... I am addicted to the points I get from the AT&T card. I can get SnapOff tools for free...