[Rick Lee]

I don't know exactly how a foreclosure works in practice, but I'm guessing the sherriff doesn't come to toss someone on the street without having the correct documentation from the lienholder. And I'm pretty sure they get a few days notice tacked up on their door after repeated attempts to contact them, collect payment, make some kind of arrangements or anything short of foreclosure that the homeowner simply ignores or cannot comply with. Remember - no one wins in a foreclosure. Everyone loses, bank, homeowner, renter, neighbors, HOA, city/county - everyone. And if they make it harder to toss out deadbeats, then it will also become harder - and more expensive - for responsible folks to buy houses. My guess is there will eventually be some kind of new standardized document you sign at closing agreeing to vacate the residence X number of days after umpteenth foreclosure notice and it will strip you of all recourse.