[71T Targa]

I'll preface this with the understanding that this isn't a method I've used, just advice I've been given.

Take the debt with the highest interest and focus on that one. Make the minimum payment on the others while making the maximum payment you can on that one. Once that one is paid, take what you were paying on it and apply it to the next highest interest loan. Keep doing this till they're all paid.

For example, if you have 5 loans to pay off and you are paying $200 a month on each loan, start paying $100 on each of the 4 lowest interest loans, and $600 on the one with the highest interest.

Once that one is paid, pay $100 on the three lowest interest loans, and $700 on the highest remaining loan. Then ($100, $100, $800), ($100, $900), and finally $1000 on what was originally you're lowest interest loan.

The key I've been told, is not to get 'other' debt while this is going on. And not to pay down 1/2 of your debt and then reduce your monthly payment as well.

I'm not a CPA, nor do I play one on TV. Your millage may vary. Results are not typical. Etc. etc...