[svandamme]

i worked down the smallest ones first
then the bigg'ns

Make a list of all your monthly recurring bills, and your upcoming non monthly ones
the first day(s) after the pay check comes in, all your bills should be done so all you need till the next paycheck is food ,transport (and in my case, ciggies).

Those day to day things, can be ballpark estimated.. underestimate , and use what remains of the paycheck to pay off debt the same day the paycheck came in...leave just the day to day budget.

If it's not on your bank account, you won't spend it so easily.
Then as the month progresses, and you start to run out of cash (you will), fight the urge to take back money from the credit lines...

After a while it will become a game...How not to not take back money from the debt pool, and you'll start to live more economical... You'll start to think twice about "do i need to buy this", and you'll start thinking that way earlier and earlier in the month... Till at some point, at the end of the month, you'll have money left.. which you then use along with the pay check to pay off more debt.

Other then the mortage of the house i just bought, i'm debt free now