[RWebb]

or make a copy of your credit card stmt. -- go back with that

if he still refuses, tell him you will contact your state's Attorney General's Office -- then do it.

On rare occasions I will pull out a business card (to make sure the guy "has my phone number in case he would like to call"). I don't pull out the Scientist card, instead, I hand him the lawyer card.

For you, see if you have any relatives who are attorneys. If not, sometimes you can get a nasty letter sent (notice of intent to sue) for $40 to $50. May be useful if it about something fairly valuable.

Remember, they set up the system to wear you down...